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All of the tellers were occupied with difficult clients. She tried to help the woman figure out where the problem was. I've already used that money for something else.” The teller didn't say anything. In my younger days, I had similar experiences (though never with checks that were just a few weeks old). Or should I keep it in my account in case the check actually goes through?
In other words: the bank isn't required to pay a check more than six months old. When I became impatient and left, the manager was helping her. founded Get Rich Slowly to document his quest to get out of debt. Just smart money advice to help you reach your goals.In several states the law provides for fines and or imprisonment, but does not specify if the crime is misdemeanor or felony.In some states there is a criminal offense only when the bad check is given in exchange for property or for a present consideration.If a vendor or supplier attempts to present a check in person to your company's bank for cashing on a check that is six months old or older, that transaction is more likely to be denied.
When presenting in person and requesting a cash payout by a non-customer, tellers typically pay more attention to the check to avoid fraud.
Vendors and others who neglected to cash the check within six months can write to request a replacement – and explain why they neglected to cash the check in time. She holds a master's degree in finance and entrepreneurial management from the Wharton School of the University of Pennsylvania.